Proceedings of the 4th Borobudur International Symposium on Humanities and Social Science 2022 (BIS-HSS 2022)

The Effect of the Sharia Credit Payment System on Increasing Income (Study Gold Store “Mas-Masan”)

Authors
Nugraheni Fitroh Rezqi Syakarna1, *, Fatkhur Rohman Albanjari1, Agus Mujiyono1, Nurul Abidin2, Sigit Dwi Laksana2
1Ekonomi Syariah, University Muhammadiyah of Ponorogo, Ponorogo, 63471, Indonesia
2PGMI, University Muhammadiyah of Ponorogo, Ponorogo, 63471, Indonesia
*Corresponding author. Email: syakarna@gmail.com
Corresponding Author
Nugraheni Fitroh Rezqi Syakarna
Available Online 10 October 2023.
DOI
10.2991/978-2-38476-118-0_76How to use a DOI?
Keywords
Credit; Sharia; Payment Method; Income
Abstract

Credit payment is a payment system set by a store or company to make it easier for customers to get the items they want at the store. In the credit payment system that occurs in the field, many are not trustworthy and contracts are not in accordance with sharia law. In addition, payment with a credit system is more directed at usury. The purpose of this study was to determine the effect of the sharia credit payment system on increasing income (Study Gold Store “Mas-Masan”). Where this shop implements payments, namely by cash, gathering and saving without any fines. This research uses quantitative research methods with analytical research, and census studies. Revenue increase indicators consist of sales volume, selling price, product quantity, product quality, and marketing area. The instrument used was a questionnaire, and a simple regression analysis was used to analyze the data. The results of this study are as follows: the R square value is 0.718 (71.8%). This shows that using the regression model we get where the independent variable, namely Islamic credit payments, has an influence on the variable income from gold sales of 71.8 %. The gold traders' income can also increase with ease of payment for savings or group arisan. Another influencing factor is good service to customers, diligently promoting both offline and online on social media every day and educating customers and prospective customers about the importance of investing in gold.

Copyright
© 2024 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the 4th Borobudur International Symposium on Humanities and Social Science 2022 (BIS-HSS 2022)
Series
Advances in Social Science, Education and Humanities Research
Publication Date
10 October 2023
ISBN
978-2-38476-118-0
ISSN
2352-5398
DOI
10.2991/978-2-38476-118-0_76How to use a DOI?
Copyright
© 2024 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

TY  - CONF
AU  - Nugraheni Fitroh Rezqi Syakarna
AU  - Fatkhur Rohman Albanjari
AU  - Agus Mujiyono
AU  - Nurul Abidin
AU  - Sigit Dwi Laksana
PY  - 2023
DA  - 2023/10/10
TI  - The Effect of the Sharia Credit Payment System on Increasing Income (Study Gold Store “Mas-Masan”)
BT  - Proceedings of the 4th Borobudur International Symposium on Humanities and Social Science 2022 (BIS-HSS 2022)
PB  - Atlantis Press
SP  - 655
EP  - 660
SN  - 2352-5398
UR  - https://doi.org/10.2991/978-2-38476-118-0_76
DO  - 10.2991/978-2-38476-118-0_76
ID  - Syakarna2023
ER  -