Proceedings of the 10th International Conference on Business, Accounting, Finance and Economics (BAFE 2022)

Mobile Money Agent Network: Key Towards Digital Financial Inclusion

Authors
Yi Xuan Goh1, *, Sze Hwei Mah1, Yinn Yinn Yunne Chay1
1Faculty of Business and Finance, Universiti Tunku Abdul Rahman, Jalan Universiti, Bandar Barat, 31900, Kampar, Perak, Malaysia
*Corresponding author. Email: gohyixuan@1utar.my
Corresponding Author
Yi Xuan Goh
Available Online 4 February 2023.
DOI
10.2991/978-2-494069-99-2_24How to use a DOI?
Keywords
Digital financial inclusion; Mobile money agent; Digital connectivity
Abstract

As the world advances towards digital empowerment, unbanked and underbanked individuals still exist. Therefore, this study is conducted to investigate the key digital-focused determinants that aid in boosting Digital Financial Inclusion (DFI) among emerging countries. By zooming into 45 Emerging Market and Developing Economies (EMDE) countries, quantile regression is executed to validate the variables in explaining DFI, and our findings suggested that mobile money agent is the main contributor for developing countries in achieving high DFI index, followed by digital connectivity. In short, our research could contribute to enhancing the current financial development blueprint by setting the right direction for policymakers and financial service providers to innovate the suitable digital financial products and services in the near future.

Copyright
© 2023 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the 10th International Conference on Business, Accounting, Finance and Economics (BAFE 2022)
Series
Advances in Economics, Business and Management Research
Publication Date
4 February 2023
ISBN
10.2991/978-2-494069-99-2_24
ISSN
2352-5428
DOI
10.2991/978-2-494069-99-2_24How to use a DOI?
Copyright
© 2023 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

TY  - CONF
AU  - Yi Xuan Goh
AU  - Sze Hwei Mah
AU  - Yinn Yinn Yunne Chay
PY  - 2023
DA  - 2023/02/04
TI  - Mobile Money Agent Network: Key Towards Digital Financial Inclusion
BT  - Proceedings of the 10th International Conference on Business, Accounting, Finance and Economics (BAFE 2022)
PB  - Atlantis Press
SP  - 288
EP  - 322
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-2-494069-99-2_24
DO  - 10.2991/978-2-494069-99-2_24
ID  - Goh2023
ER  -