The Factors That are the Reasons of Less Maximum Application of Salam Contract in Sharia Banking (Case Study of BPRS Harta Insan Karimah and Bank Negara Indonesia Syariah)

DOI

10.2991/aebmr.k.200309.029How to use a DOI?

Keywords

Salam product, Islamic banking, BPRS, the factors which caused

Abstract

This study aims to determine the development of the Salam contract, identify the factors that lead to less optimal application of the Salam contract on Islamic Banking, and later the best solution for the Islamic banking industry can be found in developing its Salam contract. This research applies a descriptive and exploratory approach.The object of this research is Bank Pembiayaan Rakyat Syariah Harta Insan Karimah and Bank Negara Indonesia Syariah. The subjects of the study consisted of three groups: 6 experts, 2 bankers and 9 farmers. The development of Salam contract financing is currently not going well. There are several factors that cause the maximum lack of Salam contract application. In total there are 14 factors, but there are 5 factors that dominate. Education, socialization and innovation are considered capable of being a solution as an initial step in the introduction of the Salam contract to the community.

Copyright

© 2020, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Rimi Gusliana Mais
AU  - Nanik Utari
PY  - 2020
DA  - 2020/03/12
TI  - The Factors That are the Reasons of Less Maximum Application of Salam Contract in Sharia Banking (Case Study of BPRS Harta Insan Karimah and Bank Negara Indonesia Syariah)
BT  - Proceedings of the Annual International Conference on Accounting Research (AICAR 2019)
PB  - Atlantis Press
SP  - 126
EP  - 131
SN  - 2352-5428
UR  - https://doi.org/10.2991/aebmr.k.200309.029
DO  - 10.2991/aebmr.k.200309.029
ID  - Mais2020
ER  -