Proceedings of the 5th Annual Civic Education Conference (5th ACEC 2024)

<Previous Article In Volume
Next Article In Volume>

Implementation Of Legal Protection Of Online Loans To The Community

Authors
Dwi Afrimetty Timoera1, *, Annisa Rahmi Faisal1, Peni Pinandhita1, Aditya Affandi1, Sekar Sakinatus Saadah1
1Universitas Negeri Jakarta, Jakarta, 13220, Indonesia
*Corresponding author. Email: Dwiafrimetty@unj.ac.id
Corresponding Author
Dwi Afrimetty Timoera
Available Online 5 March 2025.
DOI
10.2991/978-2-38476-372-6_20How to use a DOI?
Keywords
Online Loan; OJK; Regulation; Legal Protection
Abstract

Online loans have become an alternative solution for people who need to borrow money quickly and easily. As many as eighteen million Indonesians have debts with online loans. The method in this research is qualitative methods with depth interviews. The interview was conducted with the Investment Alert Task Force Division of the Financial Services Authority (OJK). The results of this study indicate that the implementation of legal protection carried out by the Financial Services Authority has been carried out by issuing consumer protection regulations, supervising and prosecuting providers who violate the provisions, as well as conducting socialization and education as a preventive measure. In addition, OJK also works with stakeholders and technology companies in Indonesia to spread awareness to the public so as not to be trapped by illegal online loans. Until now, the Financial Services Authority (OJK) is still working to improve the implementation of legal protection for the community so that people feel safe in becoming online loan customers.

Copyright
© 2025 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Download article (PDF)

<Previous Article In Volume
Next Article In Volume>
Volume Title
Proceedings of the 5th Annual Civic Education Conference (5th ACEC 2024)
Series
Advances in Social Science, Education and Humanities Research
Publication Date
5 March 2025
ISBN
978-2-38476-372-6
ISSN
2352-5398
DOI
10.2991/978-2-38476-372-6_20How to use a DOI?
Copyright
© 2025 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Dwi Afrimetty Timoera
AU  - Annisa Rahmi Faisal
AU  - Peni Pinandhita
AU  - Aditya Affandi
AU  - Sekar Sakinatus Saadah
PY  - 2025
DA  - 2025/03/05
TI  - Implementation Of Legal Protection Of Online Loans To The Community
BT  - Proceedings of the 5th Annual Civic Education Conference (5th ACEC 2024)
PB  - Atlantis Press
SP  - 181
EP  - 187
SN  - 2352-5398
UR  - https://doi.org/10.2991/978-2-38476-372-6_20
DO  - 10.2991/978-2-38476-372-6_20
ID  - Timoera2025
ER  -